Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Encore Insurance Group of Omaha today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Encore Insurance Group of Omaha

11929 Elm St., Ste 11

Omaha, NE 68144

Main office: 402-552-8700
Fax: 888-449-8414

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Prompt service, courteous, professional, correct information provided! Amazing individuals to work with! Am so glad to have the opportunity to have Encore Insurance Group in my corner!
Sarah J., customer since 2013
Your customer service and responsiveness were greatly appreciated in helping us find insurance coverage for home and auto with like coverage at lower rates.
Mark J., customer since 2016
You are always there for me when I have an insurance problem and help explain everything to me. I appreciate how you've taken care of me over the years and continue to do so.
Betania L., customer since 2013
Always doing what's best for the customers
Juan H., customer since 2014
Great customer service! Prompt feedback on questions or concerns, always looking for best options available to us. Makes us feel like we are part of their family.
Customer since 2012