Homeowners Insurance in Omaha, NE
Safeguarding Omaha Homes and their Owners from Loss
Building a home is not a one-step process. Instead, it is a series of tasks that come together to result in a structured product.
At Encore Insurance Group, we specialize in architecting comprehensive homeowners insurance protection for clients in Omaha and surrounding Nebraska communities. Similar to the homes we secure, our policies are constructed by the steady hand of an experienced individual. In fact, our agents work directly with the clients they serve, determining what coverage works best for them and where their risk resides. Once a framework of coverage is in place, we will shop our carrier partners to find the best fit and policy.
Building Homeowners Insurance Policies that Fit Your Needs
Events that result in impactful loss can be unexpected and costly. Securing adequate homeowners insurance protection is a proactive measure to protect assets before an exposure to loss occurs. As an agency, we work with a selection of the most reputable insurance companies to develop these policies, such as Travelers, Nationwide Insurance, and Safeco.
From flooding and heavy snowfall to windstorms and tornadoes, comprehensive homeowners insurance can safeguard against risks relevant to Nebraska residents. Together, we will review your insurance requirements and select from wide-range of offerings, including but not limited to:
- Liability coverage up to $1 million
- Backup sewage protection
- Replacement cost on home and personal property
- Extended replacement cost
- Personal umbrella coverage
- Differing deductible options
- Access to a variety of carriers
Over the last few years, our agents have noticed a trend on rate increases due to continual hailstorms in the Omaha area. Clients tend to not know of the ramifications of this trend directly on their insurance policies. Many insurance companies have raised deductibles and provide striped down policies to lower the premium. Roofs are moved to actual cash value (ACV) or depreciated after a certain age. As a result, agents tend to sell to price; therefore, the insured is unaware until a claim is filed.
Our agents work on a consultative basis with clients to confirm questions are answered and coverage is thoroughly explained. To gain further insight, please contact our agency.
Ever Consider, ‘Is a Qualified Home Insurance Agent Available Near Me?’
Like you, we live and work in the Omaha area. This provides direct insight into the risks relevant for our Nebraska neighbors.
At Encore Insurance Group, we believe in reviewing assets comprehensively to determine the proper policy route. A number of insurance options can be discussed when determining a home protection strategy - whether insuring jewelry, collectables, or electronics. Our goal is to not only develop a fitting policy, but also educate clients on the complete array of options accessible.
To start building a homeowners insurance policy, request a quote at your convenience.
- Information for Nebraska Home Owners (Nebraska Department of Insurance)
- Homeowners Insurance Purchasing Guide (The National Association of Insurance Commissioners (NAIC))
- Preparing for a New Home (The National Association of Insurance Commissioners (NAIC))
At Encore Insurance Group, we’re proud to provide homeowners insurance in Omaha, Millard, Papillion, Bellevue, and Elkhorn, NE. Our agents are licensed to serve clients in Nebraska, Iowa, and Texas.